30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.853%  0.750%
Home Equity Line of Credit
 Rate  APR  Points
 4.500%  4.500%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.765%  0.750%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.338%  1.000%