30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.476%  0.750%
Home Equity Line of Credit
 Rate  APR  Points
 4.250%  4.250%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.262%  0.750%
15 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.710%  1.000%