30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.224%  0.750%
Home Equity Line of Credit
 Rate  APR  Points
 4.250%  4.250%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.011%  0.750%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.458%  1.000%