Purchase 30 Year Fixed Rate  Rate  APR  Points  7.250%  7.374%  1.000%  7.375%  7.449%  0.500%  7.500%  7.548%  0.250% 20 Year Fixed Rate  Rate  APR  Points  7.125%  7.268%  0.875%  7.375%  7.470%  0.500%  7.500%  7.546%  0.125% 15 Year Fixed Rate  Rate  APR  Points  6.375%  6.569%  1.000%  6.500%  6.655%  0.750%  6.625%  6.760%  0.625% Home Equity Home Equity Line of Credit Variable Rate  Rate  APR  Points  8.500%  8.500%  0.000%